If you’ve faced difficulty securing firearm-friendly credit card processing, FFLMerchant can help. We specialize in high-risk industries and have a dedicated in-house team ready to assist you with account approval.
Firearms businesses are often categorized as high-risk by traditional payment processors due to:
These factors make it difficult for firearms businesses to get approved by mainstream processors like PayPal or Square. Additionally, repeated chargebacks can further impact your eligibility for merchant services.
FFLMerchant has a proven track record of supporting firearms merchants with high-risk processing expertise. Our solutions are tailored to your needs, helping you operate confidently and securely.
Finding a trustworthy credit card processor for your firearms business can be a challenge. At FFLMerchant, we specialize in providing secure, compliant, and hassle-free merchant accounts for Federal Firearms License (FFL) holders, gun shops, online firearm retailers, and distributors.
Whether you sell firearms, ammunition, accessories, or related products, we offer industry-friendly payment solutions that keep your business running smoothly.
FFL stands for Federal Firearms License. Businesses that manufacture or deal in firearms and ammunition must hold an FFL in order to operate legally, especially when shipping or receiving products.
Yes! FFLMerchant integrates with most major payment gateways, including Authorize.net, ePN, and NMI. If you’re using a specific POS system, feel free to contact us—we’re happy to help ensure compatibility.
FFLMerchant supports a wide range of businesses including retail stores, online sellers, mobile vendors, ammunition dealers, accessory providers, shooting ranges, firearms training programs, and custom gunsmithing services.
While your credit score won’t directly affect your rates, most applications require a personal guarantee. In certain cases, we may evaluate creditworthiness during the approval process, especially for newer businesses or high-risk profiles.
Each case is unique, but generally we look for:
Bank or processing statements showing strong performance
Clear refund and return policies
Defined pricing and product packaging
A valid FFL (if selling firearms)
Contact us to discuss your specific situation and let’s find the right path forward together.
FFLMerchant enables you to accept all major card brands:
Visa®
Mastercard®
American Express®
Discover®
You can also accept payments via debit cards, checks, mobile wallets, and electronic benefit transfer (EBT), depending on your setup.
Don’t let payment processing roadblocks slow down your business. Apply for a merchant account and start accepting payments securely and efficiently.
